How Student Loan Debt Collectors Most Frequently Violate Your Rights


Student Loan Debt Collectors harassing you? Here is what you need to know.

Students are defaulting on their loans in record numbers. While many factors contribute
to the problem including a bad economy, schools over selling their placement rate for graduates,
the fact remains that there is no end in sight for this problem.

You have a Problem – Debt collectors are frequently out of control when it comes to
collecting on student loans. Since debt collectors are typically paid a commission on the money
they collect, they sometimes know no bounds in terrorizing you to make you pay. Just because
you owe money does not give anyone the right to bully or harass you.

We are the Solution. We can help you fight back against student loan debt collectors.
We can even make them pay you money. Our services are free to you. Under the law (the Fair
Debt Collection Practices Act “FDCPA” or the Michigan Collection Practices Act – “MCPA“),
the debt collector is required to pay your costs and attorneys’ fees. We have filed hundreds
of these lawsuits and have recovered hundreds of thousands of dollars for our clients. We are
nationally recognized experts in the FDCPA and are one of the nation’s top filers of FDCPA

Common violations of your rights under FDCPA or the MCPA (all of these are
actionable by you):

1. Collectors threaten to:

a. garnish your wages in an amount in excess of 15%;
b. garnish your wages without telling you that you have a right to a hearing to contest
the proposed garnishment or mislead you into thinking that there is nothing that you
can do about it
c. “Offset” (take) your federal benefits without informing you that you have a right to
a hearing;
d. Garnish your SSI or bank account;
e. Seize your pending student loan funds

2. Collectors lie to you by:

a. pretending to be a collector from Sallie Mae or a governmental agency when in fact,
they collector is working for a private collection agency;
b. stating that they have a judgment against you;
c. are going to have you arrested;

3. Collectors calling your employer, family members, friends and references and disclose
that you owe on your student loan.

These are just some of the ways in which debt collectors harass and bully students. We don’t
tolerate this kind of abuse of our clients. If you have been bullied by a debt collector, lets us
help you. Become our client and allow us to stand up for your rights. We will get you peace
in your life and money damages.

If you need assistance, call Attorney Gary Nitzkin, toll free at: (248) 353-2882 The call is free and the advice is priceless. You can also email him at [email protected]

Student loan collection agencies

  • Account Control Technology, Inc.
  • Allied Interstate, Inc.
  • The CBE Group, Inc.
  • Client Services, Inc.
  • Coast Professional, Inc.
  • CollectCorp
  • Collection Technology, Inc.
  • Collecto, Inc. d/b/a Collection Company of America (owned by EOS Group)
  • ConServe
  • DEBTCOM Incorporated (DCI)
  • Delta Management Associates, Inc.
  • Diversified Collection Services, Inc.
  • Enterprise Recovery Systems, Inc.
  • Financial Asset Management Systems, INC. (FAMS)
  • FMS Investment Corp. (dba Financial Management Systems)
  • GC Services
  • Immediate Credit Recovery Inc.
  • National Recoveries
  • National Service Bureau, Inc. (NSB)
  • NCO
  • Pioneer Credit Recovery, Inc.
  • Premiere Credit of North America, LLC
  • Progressive Financial Services
  • Regency Credit, LLC
  • Transworld Systems
  • Van Ru Credit Corporation
  • West Asset Management, Inc.
  • Windham Professionals, Inc.
  • Performant Recovery, Inc.

Bold font indicates collection agencies that we have repeatedly sued successfully.

If you think your rights have been violated, call Attorney Gary Nitzkin, toll free at (888) 293-2882. The call is free and the advice is priceless. You can also email him at [email protected].