Under the Fair Debt Collection Practices Act
we Sue Debt Collectors and make them pay you

Many debt collectors are out of control today. They will stop at nothing to collect money from you. They call people at home, at work and even on their cell phones today. These calls are not only embarrassing but in many instances, the debt collectors are abusive, threatening and intimidating. We can stop all of that right now!

The Fair Debt Collection Practices Act is a powerful statute and it protects you. It prohibits debt collectors from doing many things such as:

  • Lying to you;
  • Calling third parties while trying to reach you such as friends and family;
  • Threatening you with things such as property seizure, judgment, or wage garnishment;
  • Calling you before 8:00 a.m. or after 9:00 p.m.
  • Calling you at work when they know that you cannot take calls there
  • Calling you after you have sent a written directive to them to cease and desist further contact with you.
  • Try to collect charges that you don’t owe (yep, it happens)

Learn more about what a debt collector can and cannot do

If you are receiving telephone calls from a debt collector, call us for a free, no-obligation consultation. We can stop the telephone calls immediately.

Knowledge is power. Let us shift the power from them to you

Good debt collectors are trained in the Fair Debt Collection Practices Act. They know what they can and cannot do. Bad debt collectors may know the law, but they don’t care. They know that the consumers that they call are not nearly as knowledgeable about their rights under the law.

Call us and we will level the playing field so you know your rights and more importantly, know what actions the bill collectors cannot take or threaten you with.

Our Services will Cost you Nothing out of Pocket

We sue debt collectors for not only the money they owe you for violating your rights, but we make them pay our fees and costs as well. We collect our fees and costs from the total funds collected from the defendant. This way, nothing is paid out of your pocket. The Fair Debt Collection Practices Act requires bill collectors and collection agencies to treat you with respect. When these credit collectors make harassing phone calls to you or send threatening demand letters, they violate your rights under the law. When these debt collectors and creditors threaten, lie, or yell at you, we go to work to stop the harassment and we make THEM pay YOU.

If you think your rights have been violated, call Attorney Gary Nitzkin, toll-free at (248) 353-2882 The call is free and the advice is priceless. You can also email him at [email protected]

How We Stop Debt Collectors

Dedicated Lawyers Helping You Stop Harassment From Debt Collectors In Michigan

Debt collectors are on a rampage and have been for years. Most are paid on a commission basis and only get paid when they are able to bully you into paying a debt. Even if you do owe money, you are entitled to be treated and spoken with like a human being. When you are not, we can sue on your behalf for violation of the Fair Debt Collection Practices Act “FDCPA.” This is a federal law that not only protects people who owe money, but also regulates those who collect it. If you have been bothered by a debt collector, call us for free advice.

Dedicated Lawyers Helping You Stop Harassment From Debt Collectors In Michigan

Protecting Michigan Residents From Harassing Phone Calls From Debt Collectors

Even with all of the available technology today, a debt collectors best tool for collecting money is the telephone. When Michigan residents are called before 8 am or after 9 pm, we sue the debt collector. When they are called a times known to be inconvenient to the debt collector, we sue. When their friends and family are called about a debt, we sue then too. Debt collectors are very aware of us and how we protect Michigan residents from debt collection harassment.

Common FDCPA Violations By Michigan Debt Collectors

Here are the most common violations by debt collectors:

  • Calling a consumer before 8 am or after 9 pm

  • Calling a family member, friend, employer or spouse and talking about the debt

  • Writing letters or sending emails to consumers that do not have all of the required information in them

  • Threatening consumers with things that they don’t have the present intention or right to take such as jail, garnishment or a judgment

  • Lying or misleading a consumer

  • Many, many more ways to violate the laws regulating debt collectors

Frequently Asked Questions

About Debt Collector Harassment In Michigan
Michigan residents are protected from debt collectors by the Fair Debt Collection Practices Act (“FDCPA”). It requires debt collectors to give the consumer certain information and prohibits them for doing other things such as lying or misleading the consumer. Michigan residents are also protected from creditors by the Michigan Collection Practices Act which looks similar to the federal FDCPA.
The Telephone Consumer Protection Act (“TCPA”) protects consumers who receive phone calls from debt collectors or telemarketers that use automated dialing equipment (e.g. “auto dialers”). Sometimes, those annoying calls you get while trying to eat dinner are from these telemarkters. If you put your phone number on the Do Not Call list, then any telemarketer that calls you violates the law.
  1. Do not verify any information for them including and especially your social security number and address.
  2. Tell them to communicate with you only in writing. If they have your address, great. If not, too bad for them.
  3. Do not argue or allow them to engage you. You don’t need the head ache and you will accomplish nothing.
  4. Tell them that calling you on the phone at any time is inconvenient. Make a note of the date and time that you communicated that information to them.
  5. If they call you again, call us.

If you are being bothered by a debt collector, call us today! Let us stop the calls. Contact Us Today

Michigan Consumer Credit Lawyers
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