Identity Theft Lawyer

We Fix Credit Reports Damaged By Identity Theft… For FREE

(248) 353-2882
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    You Pay Us Nothing Out Of Pocket. We Get Paid From The Proceeds We Collect From The Companies.

    We cut through the roadblocks often thrown up by creditors and credit reporting agencies to cleaning up your credit. We provide our services free to you. If we have to sue, there is no charge for any out of pocket cost to you. We will help you get your credit report corrected from beginning to end and it will cost you nothing because we look for our fees and costs from the creditors and the credit reporting agencies. The law requires them to pay your attorneys’ fees and costs.

    We have a lot of experience working with victims of identity theft. We will help you assemble the appropriate documents, affidavit and police reports. We will also write all of the necessary letters to the credit reporting agencies to get you on the road to having your credit restored. You have nothing to lose by hiring us to get your credit and good name restored.

    Don’t Become a Victim of Identity Theft

    Your identity can be stolen when someone gets enough of your personal information so that he can obtain goods and services on credit while pretending to be you. It is one of the fastest growing crimes in America today. When an identity thief steals your identity, he is able to use your credit worthiness to purchase goods in your name. Usually, this ends in extensive damage to your credit report and your credit score.

    What you need to do if you are a victim of identity theft.

    If you have been victimized by an identity thief, you need to take the following action immediately:

    • File a police report with your local police department;
    • Contact any one of the credit reporting agencies to advise them that your identity has been stolen. Place a credit freeze on your files (except in Michigan) with the credit reporting agencies.
    • Posit a written dispute to each and every trade line that was affected or created by the identity thief;
    • Contact the creditors of the bogus accounts, in writing, and let them know that these accounts are not yours.

    We have an excellent article on the right side of this page entitled “What should you do if your identity is stolen.” Click on it and the others for more details about identity theft and your rights. Creditors and credit reporting agencies are, naturally, skeptical about people laying these claims. Often, identity theft victims will get more resistance than cooperation from creditors and credit reporting agencies. This is frustrating and wholly debilitating to your credit.

    If you think your rights have been violated, call Attorney Carl Schwartz. The call is free and the advice is priceless.

    (248) 353-2882
    Identity Theft Affidavit in Lansing

    Identity Theft Affidavit

    With your identity theft afidavit, you certify that you are an identity theft victim. This provides the information needed in order to correct the damage done.

    Identity Stolen? Now what?

    Identity Stolen? Now what?

    One of the things you can do is file a report with the Federal Trade Commission (FTC). Don’t forget to contact one of the three major credit bureaus to place a fraud alert on your credit cards.

    Credit Lawyers in Sterling Heights

    Experienced Credit Lawyers

    Our Credit lawyers will help you with your credit problems for free.

    Detroit Identity Theft Attorney

    Identity Theft Attorney

    An identity theft attorney has experience to help you recover your identity and helps you clear your name, which can be a challenging task for any person.

    Ann Arbor Identity Theft Protection

    Identity Theft Protection

    No service can help you from having your personal information stolen. There are services however that help you monitor your information to look for signs of identity theft.

    Identity Theft Recovery In Dearborn

    Identity Theft Recovery

    There are several stepts needed to recover from identity theft, it is best to look for a specialist in order to make sure all your services are safe.

    Testimonials

    Read what our customers have to say about us

    I first used MCCL a few years ago to help me with an unscrupulous debt collector who was harassing me for something I didn’t owe. EVERYONE I ever spoke to at MCCL was very kind and understanding as well as most professional. I filled out their forms, returned them and they immediately went to work and solved the problem. I was pleasantly surprised to receive some compensation for the grief caused by the debt collector. MCCL is the best, the very top of the line in their profession. They have my gratitude and respect, in fact, I will be calling them shortly to possibly retain their help again. If you want results, call MCCL!!

    Susan C. ★★★★★

    I have to say that I agree with everyone who rated Michigan Consumer Credit Lawyers a 5 star business. I live in Ohio and was referred to Gary Nitzkin by Joe Frey at Credit Smart Solutions. I am more than pleased with the way my cases has been handled. The paralegals are very professional and my cases were handled with the utmost care. I have 3 cases with them and one has settled with a nice payout and they are removing the debt from my report. At first I was leery that anything would come of these cases but boy was I wrong and I’m glad I was. Kudos to Gary and his entire staff!!!

    George H. ★★★★★

    MCCL did an excellent job of resolving a very difficult situation for me.

    Livonia, MI ★★★★★

    They knew what to do, right away and took all the steps the first time.

    Detroit, MI ★★★★★

    I think you did a great job – it relieved a lot of stress.

    Linden, MI ★★★★★

    Everything was taken care of for me.

    Sterling Heights, MI ★★★★★

    They were fast about working on my case and really wanted to help me in whatever way possible.

    Ann Arbor, MI ★★★★★

    Areas Served

    • Detroit
    • Grand Rapids
    • Ann Arbor
    • Warren
    • Sterling Heights
    • Lansing

    How our Michigan Credit Report Review & Repair Program Works

    Step 2: Call any one of the credit bureaus and tell it to freeze your credit.

    Step 1

    Call any one of the credit bureaus and tell it to freeze your credit. This means that they cannot open new credit in your name without the creditor actually calling and speaking to you. The one credit bureau will notify the other two.

    Step 2 : Get a police report.

    Step 2

    Get a police report. Without a police report, your credit report will be much harder to fix. In the report, be sure to specify each and every account that does not belong to you. Although it might be tempting to include accounts that belong to you, don’t do it. It is a misdemeanor to file a false police report.

    Step 3: Get us a copy of your police report and your credit reports and let us go to work for you.

    Step 3

    Get us a copy of your police report and your credit reports and let us go to work for you. It will cost you nothing out of pocket to hire us.

    Credit Report Review Service

    Frequently Asked Questions

    You can get your credit reports for free and without it affecting your credit score at all from either creditkarma.com or annualcreditreport.com. These sources will give you your credit reports and it will not count as a hard credit pull.

    We can remove derogatory remarks on a credit report if they are inaccurate. Accurately reporting credit information, although negative, is very difficult to remove. It can be done sometimes, but it is very difficult. For example, sometimes we are able to remove collection items from a credit report. If a debt collector fails to flag its account as disputed after we have disputed it, we usually sue and as part of the settlement, we get the debt collector to remove the item from your credit report.

    Credit scores are fluid. They don’t rise just because a negative item has been removed, necessarily. There are many things that go into a credit score including timely made payments, new late payments reported, account balances and percentage of available credit used. We had a client once for which we had removed several negative items and her credit score still went down because her available credit had gone from 40% available down to 5%. This had a bigger impact on her credit score than the removal of the negative items.

    Give us your credit reports for a free Credit Report Review. Contact Us Today

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      Michigan Consumer Credit Lawyers
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      248-353-2882
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