|Debt collectors must provide certain notices to you.|
|The Validation Letter|
|Within 5 days of a debt collector’s initial communication with you, he must provide you with a validation notice containing the following information about the debt:|
|Verification of the debt.|
|If you demand verification of the debt within 30 days of receiving the Validation Letter, the debt collector MUST cease collection efforts until it mails you verification of the debt. Verification may take the form of credit card statements but often takes the form of an affidavit by someone that has no idea about whether your account is valid or not.|
If you think your rights have been violated, call Attorney Gary Nitzkin, toll free at(888) 293-2882. The call is free and the advice is priceless. You can also email him at [email protected].