Your Name
Your Address
Your City, State, Zip Code
Date
Name of Creditor
Billing Inquiries
Address
City, State, Zip Code

Re: Disputed Charges resulting from identity theft
Account number: xxxxxDear Sir or Madam:

I am writing to follow up on my telephone call to you of (date of phone call) to dispute a fraudulent [charge/debit] on my account in the amount of $___. I am a victim of identity theft, and I did not make this [charge/debit]. I am requesting that the [charge be removed/the debit reinstated], that any finance and other charges related to the fraudulent amount be credited, as well, and that I receive an accurate statement.

Enclosed is a copy of my Identity Theft Report supporting my position (include a copy of the police report as well if you have made one).

Please investigate this matter and correct the fraudulent [charge/debit] as soon as possible.

Sincerely,
[Your Name]

Enclosures:
Identity Theft Report

If you have items on your credit report that are incorrect, call or email [email protected] for a free, no obligation consultation toll free at (888) 293-2882.