For many people, one of their biggest assets is their credit score. Believe it or not, most credit reports contain inaccuracies. Many of these accuracies are serious enough to depress credit scores. These inaccuracies are due to:
Mismerging – Person A’s information is put onto Person B’s credit report because they have similar names.
Identity Theft – By and large this is and has been the fastest growing crime in the United States.
Good ol’ fashion mix ups. These still happen too. With computers, they happen even faster.
Anyway, you have the right to get a free credit report at http://www.annualcreditreport.com. Its the industry standard website and it will not cost you a dime. Under the Fair Credit Reporting Act, the duty falls upon YOU to manage your credit and to be vigilant of any inaccuracies and to bring them to the attention of the consumer reporting agencies.
If you have any questions about how to manage your credit report, I have produced a number of Youtube videos that will allow you to manage and protect your credit report. See the following videos for self help on managing your credit report:
Credit Report Corrections
How to Protect your Credit Report
What you need to do after you discover that your identity has been stolen.
I will be producing and distributing more videos in the future enabling consumer to help themselves in times of financial crises. I think everyone should have access to information that they need to protect themselves.
If you have any questions, please contact me, Gary Nitzkin at 887-293-2882 or email me.
